Do you have a mortgage with National City?

Do you have a mortgage with National City?

Are you having trouble making your payments or think you might have trouble in the future?

We’re here to help!

A Homeownership Preservation Specialist will be available Friday, March 13, 2009 to meet with you personally at the National City Bank Branch located at:

1059 Virginia Ave
Indianapolis, IN 46203
Appointments are available from 9:00 am to 5:30 pm.

If you are unable to meet personally on Friday, a Homeownership preservation Specialist will also be available on Saturday March 14, 2009 at the National City Bank Branch located at:

4355 E. 10th St.
Indianapolis, IN 46201
Appointments are available from 9:00 am to 11:30 am.

If you would like to schedule an appointment to meet with a Homeownership Preservation Specialist please call 800-367-9305 ext 53301.

Habitat for Humanity Program

Homeownership Program Orientation
for Habitat for Humanity of Greater Indianapolis

Thursday, November 13 @ 6 p.m.
John H. Boner Community Center
2236 E. 10th Street
Indianapolis, IN 46201

Orientations start exactly at 6 p.m.
If you arrive after 6:15 you will not be allowed into the meeting.
You are invited if you fit the following criteria:

NEED: Have lived in substandard, overcrowded or unsafe housing, paying excessive rent, not accessible to people with disabilities, or government subsidized housing. Do not own their own home and will be a first time homebuyer.

RENTAL HISTORY: At least 18 months to 2 years of good rental history and needs to be a resident of Marion County
INCOME: Steady employment earning a limited income for 2 years and/or verifiable Social Security or SSI income for 2 years that will meet our income requirements.
CREDIT: Must not have any judgments and any bankruptcies must have filing dates of discharges greater than 2 years.
WILLINGNESS TO PARTNER: To complete the 300 hours of work-equity in homeownership education classes & home construction.

This is the only way you can receive an application for our program. Partner with us in working towards owning your own home!

Create a historically appropriate home

Historically Appropriate Interiors

Date: Thursday, September 25, 2008 7:00-9:00 PM
Speaker: Donna J. Barr of Donna J. Barr Interior Design
Location: 1553 Park Avenue Indianapolis, IN
Seminar fee: $25.00*
Refreshments will be served

You know the date of your historic home, but how do you create a historically appropriate interior? Donna J. Barr will help you determine the suitable finishes- paint, wallpaper, woodwork stain, window and door hardware and window treatments. We will discuss techniques for researching period interiors; see before and after photos of historic residences and how the proper design was established.

Donna J. Barr is an award-winning interior design professional working in Indiana for 30 years. She practices in residential, commercial and historic renovation design. Her work has been featured in magazines including HG, The Old House Journal and on HGTV’s Restore America.

*Participants will receive a coupon for 25% off consultation during the month of October subject to availability.

Don’t miss this unique opportunity to get the inside design concepts from a professional!

Please return by mail to: Donna J. Barr Interior Design 1553 Park Avenue Indianapolis, IN 46202 Or sign up via e-mail at: djbid1@ameritech.net

Name:
Address:

Phone Number:
Check number:
Date of your home:

Homeownership Assistance & Foreclosure Prevention Event

Are you having trouble paying your mortgage on time? Are you receiving collection calls from your lender?

Attend the:

Homeownership Assistance
and
Foreclosure Prevention
Event

FREE and OPEN to the Public
Walk-in Times are:
Saturday, July 26th, 9am-1pm
Presentations at 9:30am and 11:15am

Southeast Community Services
901 S. Shelby Street
Indianapolis, IN, 46203

For more information on the event contact:
Erin Brown – 317-634-5079 x11
***

Habitat for Humanity

Habitat for Humanity

Dedication of two houses on Harlan Street
(just south of Prospect)
July 3, 2008
10 AM

***

Storm Damage

Information on Reporting Storm Damage

If you feel you have damage caused by the heavy rains, please contact the Mayor’s Action Center at 327-4622 to report the location and extent of your damage, or go to www.indygov.org/ema and download the Flood Damage Questionnaire. Once you have completed the form, return it by mail to Marion County Emergency Management, 47 S State Ave, Indianapolis, In 46201, or fax it to 317.327.7508, or email it to ema.disaster@indygov.org. Requests for damage assessment need to be received by Monday, June 16, 2008.

Homeownership

Are you having trouble paying your mortgage on time? Are you receiving collection calls from your lender?

Homeownership Assistance
&
Foreclosure Prevention Event

FREE and OPEN to the Public

Walk-in Times are:
Saturday, July 26th, 9am-1pm
Presentations at 9:30am and 11:15am

Southeast Community Services
901 S. Shelby Street
Indianapolis, IN, 46203

For more information on the event contact:
Erin Brown – 317-634-5079 x11

See your home on TV

HGTV’s
My House is Worth What?
is coming to our town!

Owning a home can be a great investment. And with the ups and downs of the current real estate market, it may be worth your while to find out what your home may sell for in today’s market! Appear on our television show My House is Worth What? and get a free evaluation of your home by the experts and our host Kendra Todd, season 3 winner of The Apprentice.

deadline is June 30

Homeowners:
- Do you own a home in Los Angeles, CA; Oakland, CA; Orange County, CA; Detroit, MI; Indianapolis, IN; Cleveland, OH; Pittsburgh, PA; Jackson, MS; or Natchez, MS?
- Are you looking for a professional evaluation of your home’s market value (comparing original purchase price with any renovations made to come up with a current sales price)?
- Thinking of moving? Downsizing or even upgrading into a new home?
- Want to know what a recent upgrade or renovation has done to your overall home’s value?
- Want to take advantage of the equity in your home for a vacation around the world, your child’s college or wedding? Tell us your story.
- You have to be at least 18 years old to submit a picture of yourself and home. We will ask that you & your family make us a video tour of your home, showing off the house and the projects you have done (or the projects you want to do if it’s worth the money!)
APPLICATION LINK HERE:

http://www.pietown.tv/Shows/mhiww_applicationowners.html

Realtors:
- Are you a Realtor working in one of our major cities (listed above)?
- Are you able to assess a property on site, give price evaluations, explain how certain renovations add or decrease value in a home?
- We are looking for overall experts in their field for potential homeowners looking to sell, about to renovate or to pull out the equity of their current home. If this sounds like you then apply ASAP by completing the application below.
APPLICATION LINK HERE:

http://www.pietown.tv/Shows/mhiww_applicationexpert.html

Foreclosure Prevention

Don't Let the Walls Foreclose in on You

In an effort to reduce the number of home foreclosures in Indiana, Lt. Governor Becky Skillman announced the launch of a major statewide initiative to assist Hoosiers who are in danger of losing their homes.

Hoosiers facing mortgage default or foreclosure can call a toll-free number, 877-GET-HOPE. This toll- free, confidential help-line will be available 8:00 a.m. to 8:00 p.m daily, at no cost to the consumer. Also, a web site www.877GetHope.org will be available 24 hours a day, seven days a week.

The initiative is led by the Indiana Foreclosure Prevention Network (IFPN), a public-private partnership of government agencies, lenders, community service, and housing-related organizations. State certified foreclosure intervention specialists will answer the calls and foreclosure cases will be triaged over the phone through loan modification, forbearance, or other mechanisms. If the cases cannot be triaged over the phone and require intensive one-on-one counseling, the cases will be referred to the Indiana Foreclosure Prevention Network (IFPN) Agencies. To learn more about the IFPN visit www.877GetHope.org or IACED's web site at www.iaced.org/subpage.asp?p=57

HomeRetain

Federal Home Loan Bank of Indianapolis
Offers Funding to Help Lenders
Relieve Threat of Foreclosure

The Federal Home Loan Bank of Indianapolis (FHLBI), has announced a new $100 million lending initiative, HomeRetain, to help FHLBI financial institution members assist families facing foreclosure. HomeRetain is a part of the FHLBI's Community Investment Program (CIP), a source of wholesale funds for member institutions involved in housing or community economic development activities that benefit low- and moderate-income families or neighborhoods.

HomeRetain is an additional $100 million offering of CIP, to encourage members to provide mortgage modification or refinancing to homeowners with incomes at or below 115 percent of HUD area median incomes (family of four not adjusted for family size) who are at risk of delinquency or default. HomeRetain provides the CIP discount off regular advance programs, providing funds at the FHLBI's cost of funds plus a small markup to cover administrative costs.

HomeRetain funds are targeted to modify or refinance mortgages for primary residences in Indiana, Michigan or any other state in which a member does business. The new or modified loan provided to the consumer must be a fully amortizing, fixed-rate mortgage.

The FHLBI encourages loans funded with HomeRetain advances to be retail originated. The maximum loan-to-value ratio is 100%.

HomeRetain advances are made available to eligible members on a secured basis only and are subject to the normal credit and collateral policies of the FHLBI. Prepayment fees may also apply.

Borrowers may not take any "cash out" of the refinancing, but may only use the funds to pay off the first or second mortgage principal outstanding, any delinquent amounts owed, plus reasonable and customary fees, loan origination and processing fees. Member discretion is permitted in refinancing delinquent borrowers.

Borrowers must complete a homebuyer counseling program provided by or based on one provided by an organization recognized as experienced in homeowner counseling. The counseling program must cover, at minimum, financial literacy, predatory lending, mortgage financing, credit-worthiness, household budgeting, and home maintenance. Counseling may be provided by the member or by another competent party.

For more information contact MaryBeth Wott, Vice President, Community Investment Officer, 317-465-0368 or mwott@fhlbi.com

Habitat for Humanity of Greater Indianapolis

Habitat Homes

Hello Everyone,

I am contacting you today because Habitat is looking to build on 1613 Ingram, 2353 and 2357 Sheldon, within the next few months and I do not have any families for these addresses! I was wondering if any of you have someone who you feel would be perfect for our program and those address. Even if they are a little over or under or income requirements but have good credit, I am open to meeting with them. They don't even need to come to an orientation at this point. The deadline to find a family for 1613 Ingram is in 2 weeks and if we don't find a family then we may have to postpone the build and we do not want to do that. We know there is a deserving family in the Indianapolis area that needs a home.

If you have someone, again, just have them call me directly, ask for me, and have them mention that they are interested in 1613 Ingram (or the other lots, but specifically right now 1613 Ingram).

I appreciate your help in referring families to Habitat!

In Partnership,

Jennifer Coffey
Family Services Manager
Habitat for Humanity of Greater Indianapolis
317-921-2121x122
317-921-2126 fax
jcoffey@indyhabitat.org
www.indyhabitat.org

Foreclosure Prevention

Are you having trouble paying your mortgage?

Are you receiving collection calls from your lender?

Attend the:

Homeownership Assistance
&
Foreclosure Prevention
Event

Free and open to the Public

Walk-in Times are:

Saturday, May 3, 9am-1pm

Southeast Community Services

901 S. Shelby Street

Indianapolis, IN, 46203

For more information on the event contact:

Erin Brown – 317-634-5079 x11

Foreclosure Prevention

Are you having trouble paying your mortgage?

Are you receiving collection calls from your lender?

Attend the:

Homeownership Assistance
&
Foreclosure Prevention
Event

Free and open to the Public

Walk-in Times are:

Saturday, May 3, 9am-1pm

Southeast Community Services

901 S. Shelby Street

Indianapolis, IN, 46203

For more information on the event contact:

Erin Brown – 317-634-5079 x11

***

Homeownership

MOMENTIVE® Consumer Credit Counseling Service

Presents…

“The Road Home”

A FREE workshop that will help you take the first steps on the path toward realizing your dream of homeownership!

Meet with representatives from National City Bank, CSC Credit Bureau, LifeStyle Realty Group, and Momentive® staff to discuss all aspects of the home buying process, including:

~~ Consumer loan products
~~ Understanding your credit report
~~ Working with a realtor
~~ Budgeting and saving for a home


Receive a certificate for a FREE credit report analysis with Momentive®!

Thursday - April 17, 2008
5:00 p.m.- 8:45 p.m.
* Refreshments will be served
The English Foundation Building
Conference Rooms 6 & 7 (Lower Level)
615 N. Alabama Street, Indianapolis, IN

Registration is required. To register, call 1-888-711-7227.

*Workshop meets FHA, Fannie Mae & Nehemiah curriculum requirements

Sponsored by our Community Partner:

National City Bank

***

Affordable Housing

Affordable Housing Conference
June 9, 2008
Marriott Indianapolis Downtown

This one day conference brings together developers, architects, affordable housing advocates, energy conservationists and others to hear from industry leading experts about the benefits of sustainable greenbuilding. Three tracks of speakers will cover a wide variety of topics including case studies, innovative techniques, financing opportunities, and more.

The keynote speaker for this year is Ellen Sahli,the Commissioner of the City of Chicago’s Department of Housing. In addition to her duties as Commissioner, Ms. Sahli oversees the implementation of green building guidelines into affordable housing programs. She will discuss the innovative projects and initiatives the city is currently involved with to promote green building practices.

Registration is now open.
Visit www.iaced.org

***

Consumer Credit Counseling

MOMENTIVE® Consumer Credit Counseling Service
Presents…

“The Road Home”

A FREE workshop that will help you take the first steps on the path toward realizing your dream of homeownership!

Meet with representatives from National City Bank, CSC Credit Bureau, LifeStyle Realty Group, and Momentive® staff to discuss all aspects of the home buying process, including:

• Consumer loan products
• Understanding your credit report
• Working with a realtor
• Budgeting and saving for a home

Receive a certificate for a FREE credit report analysis with Momentive®!

Thursday - April 17, 2008
5:00 p.m.- 8:45 p.m.
* Refreshments will be served
The English Foundation Building
Conference Rooms 6 & 7 (Lower Level)
615 N. Alabama Street, Indianapolis, IN

Registration is required. To register, call 1-888-711-7227.

*Workshop meets FHA, Fannie Mae & Nehemiah curriculum requirements
Sponsored by our Community Partner: National City Bank

Habitat for Humanity

Homeownership Program Orientation
for Habitat for Humanity of Greater Indianapolis

Thursday, March 13 @ 6 p.m.
St. Thomas Aquinas Catholic Church
4625 N Kenwood Ave
Indianapolis, IN 46208

Wednesday, March 19 @ 6 p.m.
Southeast Community Services
901 Shelby Street
Indianapolis, IN 46203

Orientations start exactly at 6 p.m. If you arrive after 6:15 you will not be allowed into the meeting.
You are invited if you fit the following criteria:

NEED: Have lived in substandard, overcrowded or unsafe housing, paying excessive rent, not accessible to people with disabilities, or government subsidized housing. Do not own their own home and will be a first time homebuyer.

RENTAL HISTORY: At least 18 months to 2 years of good rental history and needs to be a resident of Marion County

INCOME: Steady employment earning a limited income for 2 years and/or verifiable Social Security or SSI income for 2 years that will meet our income requirements.

CREDIT: Must not have any judgments and any bankruptcies must have filing dates of discharges greater than 2 years.

WILLINGNESS TO PARTNER: To complete the 300 hours of work-equity in homeownership education classes & home construction.

This is the only way you can receive an application for our program. Partner with us in working towards owning your own home!